Comprehensive protection for your whole life
HSBC Life – Life Treasure (II) offers a flexible plan that protects and grows with you and your family. It can be tailored to fill in the gaps as your responsibilities change throughout different life stages. You can opt to multiply your sum assured and enhance your critical illness coverage so you're always covered.
Key benefits
Additional covers you can opt for
- Level up your coverageAdd a multiplier benefit rider to multiply your basic sum assured by 2–5 times, with a multiplier coverage term up to age 80[@life-treasure-multiplier].
- Protect against critical illnessesMaximise your coverage with the Critical Illness Benefit (II) and Critical Illness Plus riders, which give you more comprehensive protection against critical illnesses.
- Get a waiver in times of needEnjoy continued protection without disruption – choose from an array of riders to waive future premiums in the event of unfortunate circumstances.
- Safeguard against accidental deathGet up to 10 times your sum assured with the Accidental Death Benefit rider in the event of accidental death[@accidental-death-multiplier].
- Enhance your critical illness protectionChoose our Early Critical Illness Benefit (II) rider for enhanced coverage from early to advanced stage critical illnesses, and additional payouts for covered conditions and diagnoses.
How does HSBC Life – Life Treasure (II) work?
Winston is a 30-year old man. He opts for our HSBC Life – Life Treasure (II) policy with a sum assured of SGD75,000. He also adds on:
- A basic plan multiplier benefit rider (4 times, covered until age 80) of SGD300,000
- An Early Critical Illness Benefit (II) rider with a sum assured of SGD50,000, and a multiplier benefit of SGD200,000
- Accidental Death Benefit rider with a sum assured of SGD300,000
He'll pay a monthly premium of SGD345.68 for his chosen premium term of 25 years.
Open the accordions to see how we'll support him at every stage under his policy.
Are you eligible?
The entry age is:
- 1 month[@age-attained] to 65[@age-nearest] years, for the insured person
- 18[@age-attained] to 99[@age-nearest] years, for the policyholder
Apply now
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You can also email us at cc.life@mail.life.hsbc.com.sg.
Alternatively, you can give us a call at your convenience.
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Lines are open 9am to 5pm, Mondays to Fridays (except on public holidays).
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